Congrats, you probably have a clearer understanding of your finances and a better plan for your debt than anyone you work with. I don’t know why, but teachers are inherently bad at this, so be proud of your progress. You are on your way to being the Rich Uncle Pennybags of your school.

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You might ask why a label maker is one of the first things I am reviewing. I know it might sound silly but a label maker (this one in particular) is one of those things that you never knew you needed.

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You deserve a high five! You have not only decided to take action, but you actually have made tangible progress. A stunning number of people never make it as far as you already have.

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“If you live long enough, you’ll make mistakes. But if you learn from them, you’ll be a better person. It’s how you handle adversity, not how it affects you. The main thing is never quit, never quit, never quit.”

– Former President Bill Clinton
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These days, most of us walk around with a fantastic camera in our pocket. Your smartphone has capabilities that tower over many cameras that cost thousands of dollars just a few years ago! While they may not have the ability to keep up with today’s high-end DSLRs, a smartphone is how most people document their lives these days. No matter what, the best camera on the planet is the one you have with you, so snap away with your smartphone.

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